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Retirement savings

  • It's agreed: Super not enough for comfortable retirement

    It's agreed: Super not enough for comfortable retirement

    65% of all New Zealanders over 18 believe New Zealand Superannuation alone is insufficient for a comfortable retirement.   For those already retired 78% say New Zealand Superannuation alone is insufficient for a comfortable retirement. ...

  • Adult smartphone ownership will hit 79% within year

    Adult smartphone ownership will hit 79% within year

    Around 79% of all adults in New Zealand will have a smartphone by September next year.   A Horizon Research survey finds 69% of people aged 18+ now have smartphones. Another 10.4% say they intend to...

  • 79% want fairer savings taxes

    79% want fairer savings taxes

    79% of New Zealanders want lower taxes on their savings, according to independent polling for the Financial Services Council in June-July, 2014.   More than two million New Zealanders have funds in...

  • People with mortgages back compulsory KiwiSaver

    People with mortgages back compulsory KiwiSaver

    New Zealanders with a mortgage have even more enthusiasm for compulsory KiwiSaver than Kiwis generally, says Financial Services Council (FSC), CEO, Peter Neilson. In a ...

  • 41% say "force me to save"

    41% say "force me to save"

    The public resoundingly disagree with one university expert’s opinion that New Zealand does not have a savings problem and don’t need compulsory KiwiSaver.   The Financial Services Council (FSC) has released results of research undertaken by Horizon on support...

  • 48% say scrap KiwiSaver tax credit to fund tax cuts on savings

    48% say scrap KiwiSaver tax credit to fund tax cuts on savings

    A Horizon Poll commissioned by the Financial Services Council shows KiwiSavers support removing the annual $521 members tax credit (MTC) to fund lower KiwiSaver fund tax rates.   $288,000 benefit from lowering tax on savings interest: These proposed...

  • Retirement income: “They have to do something”

    Retirement income: “They have to do something”

    The idea of introducing compulsory retirement saving is generally well received among employees on below-average incomes, according to qualitative research conducted through the HorizonPoll panel.   Horizon Research recruited 33 people for one-on-one interviews which were...

  • Comfortable old age: what's needed

    Comfortable old age: what's needed

    Horizon polling on what New Zealanders regard as a comfortable retirement income is under pinning some of the discusssion on future policy.   The Herald has published this opinion...

  • 58% back higher KiwiSaver payments

    58% back higher KiwiSaver payments

    A majority of New Zealanders (58 per cent) support the Government’s move to increase the minimum KiwiSaver contribution rate by 1 per cent from April 1, says Financial Services Council Chief Executive Peter Neilson.   “This strong cross-party support ...

  • Only 9% think NZ Super alone enough to live on

    Only 9% think NZ Super alone enough to live on

    Only 9 per cent of New Zealanders believe that NZ Superannuation alone will give them an adequate income in retirement according to Horizon Research survey results* released by the Financial Services Council. Another 65 per cent of New Zealanders disagree, 10 per cent are...

  • Serious illness equals serious financial trouble

    Serious illness equals serious financial trouble

    Key point summary:   972,700 households with annual incomes $20,000+ do not have income protection Each year the primary income earner in 14,980 of those households will fall seriously ill and be...

  • Third of households can't pay bills after 3 weeks' illness

    Third of households can't pay bills after 3 weeks' illness

      In New Zealand serious illness is 2.6 more times more likely to strike than a serious accident putting an earner off work for six months or more.   The accident victim will get 80% of income from Accident Compensation. The illness victim without...

  • Strong support for universal KiwiSaver

    Strong support for universal KiwiSaver

    New Zealanders today regret the decision to abolish compulsory superannuation in 1976, and a solid majority of New Zealanders now favour the reintroduction of a universal KiwiSaver scheme.   Almost three out of four New Zealanders agree now that it was a mistake to scrap the...

  • 1.6 million adults in a 24 day Christmas shopping rush

    1.6 million adults in a 24 day Christmas shopping rush

    1.308 million will spread their present shopping in December right up to Christmas Eve.  They will be joined by another 311,000 who say they’re going to leave present buying until the last few days before Christmas.   According to a new survey by Horizon Research,...

  • Kiwis believe new research saying they will live longer

    Kiwis believe new research saying they will live longer

    64% of New Zealanders believe new research which finds that they are living longer after age 65, a key factor driving the need to review the country’s retirement income systems.   In remarks prepared for delivery at a conference of leading economists at Palmerston...

  • Public back compulsory savings policy idea

    Public back compulsory savings policy idea

    New Zealanders are firmly in favour of making contributions to employees’ personal retirement savings accounts compulsory.   The Financial Services Council (FSC) has released results of a HorizonPoll, saying it has not taken a position on whether savings contributions...

  • Savings research results: NZ Super not enough

    Savings research results: NZ Super not enough

    Most people understand that New Zealand Superannuation will not provide them with enough money to live comfortably.   According to results of a HorizonPoll survey conducted for the Financial Services Council, New Zealanders felt the average income needed to live comfortably...

  • 63% of New Zealanders say they are not saving enough

    63% of New Zealanders say they are not saving enough

    63% of New Zealanders say they are not currently saving enough to retire on a comfortable income.   There is widespread concern among New Zealanders over how much income they will have in retirement.   Nearly 80% think their savings will run out before...

  • Support for lifting retirement age, close call on KiwiSaver policies

    Support for lifting retirement age, close call on KiwiSaver policies

    More New Zealanders support raising the age of eligibility for NZ Super from 65 to 67 years old than oppose.   However, it is a close call when people are asked which of the main parties' KiwiSaver policies they support and whether or not the country should...

  • Budget unlikely to change KiwiSaver savings levels

    Budget unlikely to change KiwiSaver savings levels

    Research commissioned by the Investment Savings and Insurance Association (ISI) shows that while few New Zealanders support the KiwiSaver changes announced in the Budget, most are likely to remain committed to the scheme.   Not surprisingly, the HorizonPoll survey found that...

  • Public mandates one of four major Budget policy proposals

    Public mandates one of four major Budget policy proposals

    The first nationwide post-Budget HorizonPoll shows the Government would not get a mandate to make changes to KiwiSaver, sell up to 49% of state-owned energy company shares or reduce its shareholding in Air New Zealand.   It would get a mandate to make changes to the Working...

  • What Kiwis say on growth forecasts

    What Kiwis say on growth forecasts

    Here’s what New Zealanders are saying on the economic and job growth forecasts, which underpin the 2011 Budget.   The information provided and question results are shown first, followed by responses when HorizonPoll asked “why do you say that?” ...

  • Act breaks through 5% support threshold

    Act breaks through 5% support threshold

    The Act Party now has 5.3% voter support.   A new HorizonPoll conducted between Thursday and Friday shows Act is up from 3.7% in April after making Don Brash its leader.   The first result for the new Mana Party shows it has 2.3% party vote support...

  • Whopping 92% say Kiwis need to save more

    Whopping 92% say Kiwis need to save more

    Kiwis know they need to save more.   In a current HorizonPoll on compulsory savings policy options, a  whopping 92% so far are saying that generally there is a need for New Zealanders to save more .   Only 4% disagre...

  • Government announces savings working group

    Government announces savings working group

    An independent Savings Working Group announced today by the Government has a wide brief to consider how New Zealand can improve its national savings, Finance Minister Bill English says.   "Improving the level of national savings is the next step in the Government's programme...